When your child is born, you prepare for their future in every way—education, safety, emotional support, and finances. For many families, that includes creating a trust to protect assets and ensure long-term security.
But here’s the problem: the trust you set up when your child was a toddler may not fit their needs as a young adult—or beyond.
Children grow. Their goals, risks, and responsibilities change. A trust must do the same.
Without proper planning, an inheritance given outright at age 18 or 21 can lead to unintended consequences: court involvement, poor financial decisions, or loss of control. A rigid trust, or no trust at all, puts your child’s financial future at risk.
A modern, flexible trust allows you to:
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Choose a trustee you trust to manage funds responsibly.
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Set guidelines for how the money is used—education, living expenses, healthcare, or even incentives tied to achievements.
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Delay full access until your child is mature enough to handle the responsibility, with milestone-based distributions or trustee discretion.
As your child grows, the trust should adapt. Career changes, marriage, disabilities, or even becoming a parent themselves may all require updates to your estate plan.
The goal? A structure that supports, protects, and grows with your child—without holding them back.
At Alperin Law & Wealth, we help families design trusts that evolve over time and safeguard your child’s inheritance, no matter what life brings.
Let’s create a plan that grows up with your family.
Contact us today to start or update your estate plan.